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amerisave_personal_loans

Use your Home Equity to get the cash you need 

Over $100 Billion Funded. 22 Years in Business

amerisave_personal_loans Review

AmeriSave Mortgage Corporation can definitely be considered one of the most important mortgage lenders in the United States. It was created back in 2002 and since then, it has offered over $115 billion in home loans alone. AmeriSave offers bilingual services, in English and Spanish.

AmeriSave Review

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<h2 style="margin-left:0px;">Types of Loans &amp; Products</h2>Before diving deeper into the types of loans and products that AmeriSave offers, it’s worth noting that it does not offer construction loans or manufactured home loans. However, its main offer includes FHA, VA, and USDA loans along with conventional, jumbo, refinance, and fixed-rate and adjustable-rate loans.Now, the minimum required credit score for a conventional loan is around 620. As for jumbo loans, those are aimed at people who need more money and therefore the maximum borrowing amount is $2,000,000. FHA loans allow credit scores as low as 580 and a down payment of at least 3.5%. For VA loans you will need a credit score that’s between 580 and 640 and for USDA loans a minimum credit score of 640 is preferred. For fixed-rate mortgages, the terms vary from ten to thirty years while for adjustable-term ones they are 5/1, 7/1, or 10/1.AmeriSave offers the fixed-rate mortgage loan for thirty years, which has the lowest payment of them all. Refinancing is also possible with this company. AmeriSave also offers a fast prequalification option in order to make it easier for clients to see what type of mortgage they will be accepted for.AmeriSave also has overall positive online reviews and appears to be a trustworthy company. Its TrustPilot score is excellent with 4.3 stars out of 10,244 reviews. &nbsp;<h2 style="margin-left:0px;">Application Process</h2><ul><li>Begin the prequalification process and see customized rates in under 3 minutes including a ‘soft pull credit’ with no impact to credit score;</li><li>If you see a rate you like, select and proceed to application. You can also chat with or speak to a licensed Loan Originator;</li><li>Upload requested documents directly to the AmeriSave portal;</li><li>Closing can be done online (in certain states), in your home or in person at one of the AmeriSave locations;</li></ul><h2 style="margin-left:0px;">Repayment Terms &amp; Fees</h2>If we are to talk about the AmeriSave fees, it’s worth knowing that there are NO APPLICATION FEES WHATSOEVER, but keep in mind that there might be some other fees that you will have to pay, depending on your particular situation.As for repayment terms, as we have already mentioned, there are the fixed-rate mortgage loans of 30-year, 20 year, 15 year and 10 year. Most other mortgages have 10, 20, and 25-year terms too. You can consider these repayment terms as being quite flexible;&nbsp;it simply depends on what exactly you need in terms of mortgages.<h2 style="margin-left:0px;">Contact Information</h2>When it comes to the AmeriSave contact information, all potential future clients should know that you can call them at:&nbsp; (1-888-700-4026)&nbsp; Monday to Friday - 8:00 AM to 11:00 PM EST Saturday - 10:00 AM&nbsp; to 6 PM EST You can also send them an e-mail at <a href="mailto:customercare@amerisave.com">customercare@amerisave.com</a> or send snail mail at:&nbsp; 3525 Piedmont Rd NE&nbsp; 8 Piedmont Center, Suite 600&nbsp; Atlanta, GA 30305 There is also an option to chat with a representative of the company in case you need assistance. Its headquarters are also located in Atlanta, GA, US.The official website also displays some contact details for loan servicing. There is a different e-mail address and phone number where you can request help or obtain information about paying your loan.Last but not least, the AmeriSave website has a Knowledge Center where you can find a FAQ section, lots of educational resources, videos, and useful calculators. The company also has lots of brick-and-mortar locations where you can establish face-to-face meetings in case you prefer to manage your loans in person. Just search for the one that is the closest to your location and schedule a visit.