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Updated
07/09/2025
10 Best Personal Loan Companies
Compare Rates & Terms For America's Top 10 Personal Loan Companies
Fast Application Process
Secure & Trusted Lenders
Flexible Terms
Editor's Choice
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
9.8/10
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Visit LendingTree
APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
9.5/10
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Visit Achieve Loans
APR: 6.49% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
9.2/10
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Visit Credible
APR: 7.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 620
Loan Term: 36-84 mo.
Low Fixed Rates
Powered by Credible
9/10
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Powered by Credible
Use your Home Equity to get the cash you need
Home Equity Loans, HELOCs, Cash-Out
Low Rates: Quick Quote and Approval
Over $100 Billion Funded. 22 Years in Business
8.8/10
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APR: 8.71% -29.99%
Borrow up to $45,000
Min. Credit Score: 690
Loan term: 36-60 mo.
8.6/10
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Visit Rcoket
APR: 5.20% - 35.99%
Borrow up to $100,000
Min. Credit Score: 640
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Loan term: 4-144 mo.
8.4/10
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Easy, fast funding in just a few clicks
APR: 3.99%-35.99%
Loan amounts up to $50,000
Loan term: 12-84 months
8.3/10
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APR: 8.99% - 35.49%
Borrow up to $100,000
Min. Credit Score: 680
Loan term: 24-84 mo.
Soft credit check with pre-qualification
Option to change your payment date
8.1/10
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Powered by Credible
APR: 6.99% - 25.29%
Borrow up to $100,000
Min. Credit Score: 660
Loan term: 24-84 mo.
Powered by Credible
7/10
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Powered by Credible
APR: 5.99% - 35.99%
Borrow up to $200,000
Min. Credit Score: 630
Loan term: 36-60 mo.
Approval within minutes
Soft credit pull for pre-approval
6.9/10
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Visit Best Egg
APR: 5.99% - 35.99%
Borrow up to $100,000
No Min. credit score
Loan term: 12-84 mo.
Doesn't impact credit score
6.5/10
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Visit Amone
Our Top Choice
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
9.8/10
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Visit LendingTree
Our Best Debt Resolution Providers 2023
Minimum Debt: $20,000
100% Free Consultation With Consolidation Specialists
Pay off your debt in 24-48 months
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Reduce your eligible monthly payments by 40% or more
9.3/10
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Visit Accredited