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Updated
07/09/2025
10 Best Personal Loan Companies
Compare Rates & Terms For America's Top 10 Personal Loan Companies
Fast Application Process
Secure & Trusted Lenders
Flexible Terms
Editor's Choice
APR: 7.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 620
Loan Term: 36-84 mo.
Low Fixed Rates
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APR: 7.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 620
Loan Term: 36-84 mo.
Low Fixed Rates
Powered by Credible
9.8
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Powered by Credible
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
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APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
9.5
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Visit LendingTree
APR: 6.99% - 25.29%
Borrow up to $100,000
Min. Credit Score: 660
Loan term: 24-84 mo.
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APR: 6.99% - 25.29%
Borrow up to $100,000
Min. Credit Score: 660
Loan term: 24-84 mo.
Powered by Credible
9.4
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Powered by Credible
Only for homeowners
APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
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APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
9.2
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Visit Achieve Loans
APR: 8.95% - 29.99%
Borrow $5,000 up to $40,000
Min. credit score: 630
.
Loan Term: 24-60 mo.
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APR: 8.95% - 29.99%
Borrow $5,000 up to $40,000
Min. credit score: 630
.
Loan Term: 24-60 mo.
9.0
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Powered by Credible
APR: 5.99% - 35.99%
Borrow up to $40,000
Min. Credit Score: 300
.
Loan term: 2-180 mo.
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APR: 5.99% - 35.99%
Borrow up to $40,000
Min. Credit Score: 300
.
Loan term: 2-180 mo.
8.8
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APR: 5.99% - 35.99%
Borrow up to $200,000
Min. Credit Score: 630
Loan term: 36-60 mo.
Approval within minutes
Soft credit pull for pre-approval
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APR: 5.99% - 35.99%
Borrow up to $200,000
Min. Credit Score: 630
Loan term: 36-60 mo.
Approval within minutes
Soft credit pull for pre-approval
8.6
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Visit Best Egg
Easy, fast funding in just a few clicks
APR: 3.99%-35.99%
Loan amounts up to $50,000
Loan term: 12-84 months
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Easy, fast funding in just a few clicks
APR: 3.99%-35.99%
Loan amounts up to $50,000
Loan term: 12-84 months
8.4
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APR: 5.99% - 35.99%
Borrow up to $100,000
No Min. credit score
Loan term: 12-84 mo.
Doesn't impact credit score
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APR: 5.99% - 35.99%
Borrow up to $100,000
No Min. credit score
Loan term: 12-84 mo.
Doesn't impact credit score
8.2
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Visit Amone
Our Best Debt Consolidation Offer
Minimum Debt: $20,000
100% Free Consultation With Consolidation Specialists
Pay off your debt in 24-48 months
.
Reduce your eligible monthly payments by 40% or more
9.8
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Are you a home owner?
Check out our best loan offer
APR: 5.40% - 35.99%
Borrow up to $250,000
Min. Credit Score: 630
Loan term: 2-180 mo.
9.9
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1.
9.8/10
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APR: 7.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 620
Loan Term: 36-84 mo.
Low Fixed Rates
Powered by Credible
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Upgrade
2.
9.5/10
Read Full Review
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
Visit Site
LendingTree
3.
9.4/10
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APR: 6.99% - 25.29%
Borrow up to $100,000
Min. Credit Score: 660
Loan term: 24-84 mo.
Powered by Credible
Visit Site
LightStream