How
to Apply
The application procedure for
a personal loan from the One Loan Stop marketplace is extremely simple and
fast. The only thing that you need to do is provide some answers about your
financial situation along with your identity in a form that you can find on the
official website. Once that is done, it only takes a few minutes until the team
pairs you up with offers from personal loan lenders that suit your needs. You
will then be transferred to the official websites of the lenders that accept
your application.
Requirements
One Loan Stop doesn’t provide
too much info on the eligibility requirements but this is probably because
there are not many of them. Obviously, you need to be over eighteen years old
and a citizen or permanent resident of the U.S. Other than that, there is not
much else to be careful about. All credit scores are eligible so you don’t need
to worry about that either. However, keep in mind that the higher the credit
score, the more loans you will be accepted for and you will have better terms for
them.
Privacy
and Security
According to the official One
Loan Stop website, all user data is fully encrypted when working with them.
Also, they mention that they only use your bank details for loan purposes and
only send those to the lenders in their portfolio and nobody else. The same
goes for your SSN which is used to ensure that you are the person that you say
you are. Other than that, all the standard safety and security measures of the
industry are employed.
There have not been any
official complaints regarding data security from former clients. However, there
aren’t many One Loan Stop reviews online so it’s difficult to say whether or
not that is actually true.
Services
As we have already mentioned
towards the beginning of this review, One Loan Stop doesn’t offer loans itself
but works with direct lenders and puts them in contact with possible clients.
They specialize in multipurpose short-term personal loans that go from $100 to
$5,000.
Help
and Support
Unfortunately, the official
One Loan Stop website doesn’t clearly provide any contact details for clients
to resort to in case of problems. This is probably due to the fact that the
clients should only need to be able to contact the actual loan lender that they
get accepted for. This should be seen as reassurance that the platform will not
mess up when it comes to the loan applications and that there should be no
issues at all.
However, the One Loan Stop
website does provide an interesting FAQ section that contains basic information
about their services and personal loans in general. So, in case you feel like
you need some info and don’t know where to start, that section is a good place
to do so.
Summary
To wrap it all up, it must be
said that One Loan Stop, while presented as a rather simplistic and basic
platform, does its job very well. The lack of complaints should reassure
possible future clients that the team behind it is dedicated and doesn’t let
issues get in the way. The overall application process goes smoothly. Clients
receive their answer on whether or not they’ve been accepted for a loan within
minutes and the funding time is also very short. While there is a lack of info
on the website, like loan terms, APR rates, and contact details, the good news
is that the eligibility requirements are almost non-existent. One Loan Stop is
definitely worth taking a look at in case you’re looking for a personal loan.
Physical
Address
1887 Whitney Mesa Dr #3697
Henderson, NV 89014
