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Updated
10/15/2025
10 Best Personal Loan Companies
Compare Rates & Terms For America's Top 10 Personal Loan Companies
Fast Application Process
Secure & Trusted Lenders
Flexible Terms
Only For Homeowners
Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
92% of Customers Find Savings in Minutes
Low Rates: Quick Quote & Approval
Over $200 Billion Funded, 23 Years in Business
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Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
92% of Customers Find Savings in Minutes
Low Rates: Quick Quote & Approval
Over $200 Billion Funded, 23 Years in Business
9.8
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APR: 6.49% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
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APR: 6.49% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
9.5
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Visit Credible
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
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APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
9.4
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Visit LendingTree
APR: 8.71% -29.99%
Borrow up to $45,000
Min. Credit Score: 690
Loan term: 36-60 mo.
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APR: 8.71% -29.99%
Borrow up to $45,000
Min. Credit Score: 690
Loan term: 36-60 mo.
9.2
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Visit Rcoket
Consolidate debt with rates as low 8.99% APR
Top-rated customer service
Borrow up to $50k with a fixed-rate loan
Flexible terms, no prepayment penalty
Fast, easy application process
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Consolidate debt with rates as low 8.99% APR
Top-rated customer service
Borrow up to $50k with a fixed-rate loan
Flexible terms, no prepayment penalty
Fast, easy application process
9.0
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Visit Achieve
APR: 5.99% - 35.99%
Borrow up to $200,000
Min. Credit Score: 630
Loan term: 36-60 mo.
Approval within minutes
Soft credit pull for pre-approval
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APR: 5.99% - 35.99%
Borrow up to $200,000
Min. Credit Score: 630
Loan term: 36-60 mo.
Approval within minutes
Soft credit pull for pre-approval
8.8
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Visit Best Egg
APR: 5.99% - 35.99%
Borrow up to $100,000
No Min. credit score
Loan term: 12-84 mo.
Doesn't impact credit score
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APR: 5.99% - 35.99%
Borrow up to $100,000
No Min. credit score
Loan term: 12-84 mo.
Doesn't impact credit score
8.6
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Visit Amone
Easy, fast funding in just a few clicks
APR: 3.99%-35.99%
Loan amounts up to $50,000
Loan term: 12-84 months
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Easy, fast funding in just a few clicks
APR: 3.99%-35.99%
Loan amounts up to $50,000
Loan term: 12-84 months
8.4
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Are you a home owner?
Check out our best loan offer
APR: 5.40% - 35.99%
Borrow up to $250,000
Min. Credit Score: 630
Loan term: 2-180 mo.
9.9
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