Updated
10 Best Personal Loan Companies
Compare Rates & Terms For America's Top 10 Personal Loan Companies
Editor's Choice
- APR: 6.25% - 35.99%
- Borrow up to $250,000
- Min. Credit Score: 600
- Loan term: 12-84 mo.
- No early payment fees
- Doesn't impact credit score
9.9
- APR: 6.60% - 35.99%
- Borrow up to $50,000
- See offers in as little as 2 minutes
- Loan Term: 12-120 mo.
9.7
- APR: 6.49% - 25.29%
- Borrow up to $50,000
- Min. Credit Score: 660
- Loan term: 24-144 mo.
- Via Credible
9.5
Editor's Choice
- APR: 6.25% - 35.99%
- Borrow up to $250,000
- Min. Credit Score: 600
- Loan term: 12-84 mo.
- No early payment fees
- Doesn't impact credit score
- APR: 6.25% - 35.99%
- Borrow up to $250,000
- Min. Credit Score: 600
- Loan term: 12-84 mo.
- No early payment fees
- Doesn't impact credit score
Visit Credible
- APR: 6.60% - 35.99%
- Borrow up to $50,000
- See offers in as little as 2 minutes
- Loan Term: 12-120 mo.
- APR: 6.60% - 35.99%
- Borrow up to $50,000
- See offers in as little as 2 minutes
- Loan Term: 12-120 mo.
Visit Creditkarma
- APR: 6.49% - 25.29%
- Borrow up to $50,000
- Min. Credit Score: 660
- Loan term: 24-144 mo.
- Via Credible
- APR: 6.49% - 25.29%
- Borrow up to $50,000
- Min. Credit Score: 660
- Loan term: 24-144 mo.
- Via Credible
Powered by Credible
Only For Homeowners
#138464
- Consolidate debt with rates as low 6.25% APR
- Top-rated customer service
- Borrow up to $50k with a fixed-rate loan
- Flexible terms, no prepayment penalty
- Fast, easy application process
- Minimum credit score: 640
- Consolidate debt with rates as low 6.25% APR
- Top-rated customer service
- Borrow up to $50k with a fixed-rate loan
- Flexible terms, no prepayment penalty
- Fast, easy application process
- Minimum credit score: 640
Visit Achieve
- APR: 5.75%-22.94%
- Borrow up to $50,000
- Min. Credit Score: 680
- Loan term: 36-60 mo.
- APR: 5.75%-22.94%
- Borrow up to $50,000
- Min. Credit Score: 680
- Loan term: 36-60 mo.
Visit Figure
- APR: 5.96%-35.99%
- Borrow up to $60,000
- Min. credit score: 600
- Loan term: 24-84 mo.
- Funding in as little as 24 hours*
- Competitive fixed rates and fixed monthly payments
- No prepayment fees
- APR: 5.96%-35.99%
- Borrow up to $60,000
- Min. credit score: 600
- Loan term: 24-84 mo.
- Funding in as little as 24 hours*
- Competitive fixed rates and fixed monthly payments
- No prepayment fees
Powered by Credible
- APR: 6.74% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 350
- Loan term: 12-144 mo.
- A variety of other loan types
- Simple, streamlined process
- APR: 6.74% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 350
- Loan term: 12-144 mo.
- A variety of other loan types
- Simple, streamlined process
Visit LendingTree
Only For Homeowners
NMLS #1168
- Homeowners, why pay higher rates for personal loans?
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- Low Rates: Quick Quote & Approval
- 92% of Customers Find Savings in Minutes
- Over $200 Billion Funded, 23 Years in Business
- Homeowners, why pay higher rates for personal loans?
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- Low Rates: Quick Quote & Approval
- 92% of Customers Find Savings in Minutes
- Over $200 Billion Funded, 23 Years in Business
Visit Amerisave
- APR: 6.60% - 35.99%
- Borrow up to $50,000
- Min. credit score: 580
- Loan Term: 36-60 mo.
- Powered by Credible
- APR: 6.60% - 35.99%
- Borrow up to $50,000
- Min. credit score: 580
- Loan Term: 36-60 mo.
- Powered by Credible
Powered by Credible
- APR: 5.99% - 35.99%
- Borrow up to $100,000
- No Min. credit score
- Loan term: 12-84 mo.
- Doesn't impact credit score
- APR: 5.99% - 35.99%
- Borrow up to $100,000
- No Min. credit score
- Loan term: 12-84 mo.
- Doesn't impact credit score
Visit Amone
- Borrow up to $50,000
- Min. Credit Score: 620
- Loan Term: 36-84 mo.
- No impact to credit score
- Borrow up to $50,000
- Min. Credit Score: 620
- Loan Term: 36-84 mo.
- No impact to credit score
Powered by Credible
- APR: 6.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 600
- Loan term: 36-60 mo.
- Approval within minutes
- No impact on credit score
- APR: 6.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 600
- Loan term: 36-60 mo.
- Approval within minutes
- No impact on credit score
Visit Bestegg
Are you a home owner?
Check out our best loan offers
- Consolidate debt with rates as low 6.25% APR
- Top-rated customer service
- Borrow up to $50k with a fixed-rate loan
- Flexible terms, no prepayment penalty
- Fast, easy application process
- Minimum credit score: 640
9.9
- APR: 5.75%-22.94%
- Borrow up to $50,000
- Min. Credit Score: 680
- Loan term: 36-60 mo.
9.7
- Great HELOC offers for 640+ credit score only
- Cash out your home equity up to $250K
- Approval in as fast as 15 minutes. Funds within 3 days
- No Prepayment Fees. No Annual Fee
- Low fixed monthly payments
- Excellent 4.9 Trustpilot Rating, 3k+ reviews
9.5
- Homeowners, why pay higher rates for personal loans?
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- Low Rates: Quick Quote & Approval
- 92% of Customers Find Savings in Minutes
- Over $200 Billion Funded, 23 Years in Business
9.2