Updated
10 Best Personal Loan Companies
Compare Rates & Terms For America's Top 10 Personal Loan Companies
Editor's Choice
- APR: 6.49% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 600
- Loan term: 12-120 mo.
- No early payment fees
- Multiple options, one application
9.8
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- 92% of Customers Find Savings in Minutes
- Low Rates: Quick Quote & Approval
- Over $200 Billion Funded, 23 Years in Business
9.5
- APR: 6.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 350
- Loan term: 12-144 mo.
- A variety of other loan types
- Simple, streamlined process
9.4
Editor's Choice
- APR: 6.49% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 600
- Loan term: 12-120 mo.
- No early payment fees
- Multiple options, one application
- APR: 6.49% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 600
- Loan term: 12-120 mo.
- No early payment fees
- Multiple options, one application
Visit Credible
Only For Homeowners
NMLS #1168
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- 92% of Customers Find Savings in Minutes
- Low Rates: Quick Quote & Approval
- Over $200 Billion Funded, 23 Years in Business
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- 92% of Customers Find Savings in Minutes
- Low Rates: Quick Quote & Approval
- Over $200 Billion Funded, 23 Years in Business
- APR: 6.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 350
- Loan term: 12-144 mo.
- A variety of other loan types
- Simple, streamlined process
- APR: 6.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 350
- Loan term: 12-144 mo.
- A variety of other loan types
- Simple, streamlined process
Visit LendingTree
- APR: 6.99% - 25.29%
- Borrow up to $100,000
- Min. Credit Score: 660
- Loan term: 24-84 mo.
- Powered by Credible
- APR: 6.99% - 25.29%
- Borrow up to $100,000
- Min. Credit Score: 660
- Loan term: 24-84 mo.
- Powered by Credible
Powered by Credible
Only for homeowners
- Tap into your home equity with no monthly payments
- No Income required
- 600+ Credit score
- Home value from $200K+
- Maintain ownership of your home
- Tap into your home equity with no monthly payments
- No Income required
- 600+ Credit score
- Home value from $200K+
- Maintain ownership of your home
Only For Homeowners
NMLS #138464
- Loans from 6.24% to 35.99% APR, depending on product
- Lower your monthly payments when consolidating debt
- Personal loan funds sent in 1-3 business days
- Smart Debt Consolidation solution for Homeowners
- Minimum credit score: 640
- Loans from 6.24% to 35.99% APR, depending on product
- Lower your monthly payments when consolidating debt
- Personal loan funds sent in 1-3 business days
- Smart Debt Consolidation solution for Homeowners
- Minimum credit score: 640
Visit Achieve
- APR: 6.60% - 35.99%
- Borrow up to $50,000
- Min. credit score: 580
- Loan Term: 36-60 mo.
- Powered by Credible
- APR: 6.60% - 35.99%
- Borrow up to $50,000
- Min. credit score: 580
- Loan Term: 36-60 mo.
- Powered by Credible
Powered by Credible
- APR: 7.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 620
- Loan Term: 36-84 mo.
- Low Fixed Rates
- Powered by Credible
- APR: 7.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 620
- Loan Term: 36-84 mo.
- Low Fixed Rates
- Powered by Credible
Powered by Credible
- APR: 5.99% - 35.99%
- Borrow up to $100,000
- No Min. credit score
- Loan term: 12-84 mo.
- Doesn't impact credit score
- APR: 5.99% - 35.99%
- Borrow up to $100,000
- No Min. credit score
- Loan term: 12-84 mo.
- Doesn't impact credit score
Visit Amone
- APR: 8.74% - 35.49%
- Borrow $5,000 up to $100,000
- Min. Credit Score: 680
- Loan term: 24-84 mo.
- 100% fee-free loans
- Soft credit check with pre-qualification
- APR: 8.74% - 35.49%
- Borrow $5,000 up to $100,000
- Min. Credit Score: 680
- Loan term: 24-84 mo.
- 100% fee-free loans
- Soft credit check with pre-qualification
- APR: 8.95% - 29.99%
- Borrow $5,000 up to $40,000
- Min. credit score: 630
- . Loan Term: 24-60 mo.
- APR: 8.95% - 29.99%
- Borrow $5,000 up to $40,000
- Min. credit score: 630
- . Loan Term: 24-60 mo.
Powered by Credible
- APR: 5.99% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 630
- Loan term: 36-60 mo.
- Approval within minutes
- Soft credit pull for pre-approval
- APR: 5.99% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 630
- Loan term: 36-60 mo.
- Approval within minutes
- Soft credit pull for pre-approval
Visit Best Egg
- APR: 5.99% - 35.99%
- Borrow up to $40,000
- Min. Credit Score: 300
- . Loan term: 2-180 mo.
- APR: 5.99% - 35.99%
- Borrow up to $40,000
- Min. Credit Score: 300
- . Loan term: 2-180 mo.
Our Best Debt Consolidation Offers
- No upfront fees required
- For $20,000 or more in debt
- Pay off your debt in 12-60 months
- Loan Terms 1-7 Years
- Debt Settlement Program
9.9
- Recommended for $20K+ Debt
- Industry Leader For Large Debts
- $20+ Billion in Debt Resolved*
- No risk & free consultation
- A+ BBB Rating
- Customer support 7 days a week
9.8
- Recommended for $20K+ Debt
- Pay up to 45% less than you owe*
- Debt free in as little as 12-48 months
- Free consultation and zero up-front fees
- Helped 600K+ clients become debt-free
9.6
- Recommended for $20K+ Debt
- 100% Free consultation with debt specialist
- . Save 40%+ on eligible monthly payments
- Be debt free in 24-48 months!
- 800+ US-based debt consolidation experts
- A+ BBB Rating
9.4
- Recommended for $20K+ Debt
- Risk free consultation with no upfront fees
- Become Debt free in as little as 24 months
- Save up to 50% before program fees*
- A+ rated and accredited by the BBB
- 30+ years' experience in financial services
9.2
Are you a home owner?
Check out our best loan offers
- APR: 5.75%-22.94%
- Borrow up to $50,000
- Min. Credit Score: 650
- . Loan term: 36-60 mo.
9.9
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- 92% of Customers Find Savings in Minutes
- Low Rates: Quick Quote & Approval
- Over $200 Billion Funded, 23 Years in Business
9.7
- Great HELOC offers for 640+ credit score only
- Cash out your home equity up to $250K
- Approval in as fast as 15 minutes. Funds within 3 days
- . No Prepayment Fees. No Annual Fee
- Low fixed monthly payments
- Excellent 4.9 Trustpilot Rating, 3k+ reviews
9.5