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Updated
05/19/2025
10 Best Personal Loan Companies
Compare Rates & Terms For America's Top 10 Personal Loan Companies
Fast Application Process
Secure & Trusted Lenders
Flexible Terms
Editor's Choice
APR: 6.94% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
9.8
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APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
Available in all states
9.5
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APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
Smart way for homeowners to consolidate debt
9.4
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Editor's Choice
APR: 6.94% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
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APR: 6.94% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
9.8
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Visit Credible
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
Available in all states
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APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
Available in all states
9.5
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Visit LendingTree
Best for homeowners
APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
Smart way for homeowners to consolidate debt
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APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
Smart way for homeowners to consolidate debt
9.4
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Visit Achieve Loans
APR: 7.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 620
Loan Term: 36-84 mo.
Low Fixed Rates
Powered by Credible
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APR: 7.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 620
Loan Term: 36-84 mo.
Low Fixed Rates
Powered by Credible
9.2
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Powered by Credible
APR: 7.80% - 35.99%
Borrow up to $50,000
Min. credit score: 580
Loan Term: 36-60 mo.
Powered by Credible
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APR: 7.80% - 35.99%
Borrow up to $50,000
Min. credit score: 580
Loan Term: 36-60 mo.
Powered by Credible
9.0
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Powered by Credible
Only For Homeowners
Use your Home Equity to get the cash you need
Home Equity Loans, HELOCs, Cash-Out
Low Rates: Quick Quote and Approval
Over $100 Billion Funded. 22 Years in Business
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Use your Home Equity to get the cash you need
Home Equity Loans, HELOCs, Cash-Out
Low Rates: Quick Quote and Approval
Over $100 Billion Funded. 22 Years in Business
8.8
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APR: 8.95% - 29.99%
Borrow $5,000 up to $40,000
Min. credit score: 630
Loan Term: 24-60 mo.
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APR: 8.95% - 29.99%
Borrow $5,000 up to $40,000
Min. credit score: 630
Loan Term: 24-60 mo.
8.6
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Powered by Credible
APR: 8.99% - 35.49%
Borrow up to $100,000
Min. Credit Score: 680
Loan term: 24-84 mo.
Soft credit check with pre-qualification
Option to change your payment date
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APR: 8.99% - 35.49%
Borrow up to $100,000
Min. Credit Score: 680
Loan term: 24-84 mo.
Soft credit check with pre-qualification
Option to change your payment date
8.4
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Powered by Credible
APR: 6.99% - 25.29%
Borrow up to $100,000
Min. Credit Score: 660
Loan term: 24-84 mo.
Powered by Credible
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APR: 6.99% - 25.29%
Borrow up to $100,000
Min. Credit Score: 660
Loan term: 24-84 mo.
Powered by Credible
8.2
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Powered by Credible
APR: 5.99% - 35.99%
Borrow up to $200,000
Min. Credit Score: 630
Loan term: 36-60 mo.
Approval within minutes
Soft credit pull for pre-approval
No impact on credit score
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APR: 5.99% - 35.99%
Borrow up to $200,000
Min. Credit Score: 630
Loan term: 36-60 mo.
Approval within minutes
Soft credit pull for pre-approval
No impact on credit score
8.0
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Visit Best Egg
APR: 5.99% - 35.99%
Borrow up to $100,000
No Min. credit score
Loan term: 12-84 mo.
Doesn't impact credit score
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APR: 5.99% - 35.99%
Borrow up to $100,000
No Min. credit score
Loan term: 12-84 mo.
Doesn't impact credit score
7.8
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Visit Amone
Our Top Choice for Debt Consolidation
Resolve your debt before it is too late
Minimum debt $10k
Be provided with realistic financial solutions
Care for your future by acting today
9.7
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1.
9.8/10
Read Full Review
APR: 6.94% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
Visit Site
Credible
2.
9.5/10
Read Full Review
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
Available in all states
Visit Site
LendingTree
3.
9.4/10
Read Full Review
APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
Smart way for homeowners to consolidate debt
Visit Site
achieveheloc Review