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Updated
07/16/2025
10 Best Personal Loan Companies
Compare Rates & Terms For America's Top 10 Personal Loan Companies
Fast Application Process
Secure & Trusted Lenders
Flexible Terms
Editor's Choice
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
9.8
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APR: 6.49% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
9.5
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APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
9.4
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Editor's Choice
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
Show More
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
9.8
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Visit LendingTree
APR: 6.49% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
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APR: 6.49% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
9.5
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Visit Credible
Only for homeowners
APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
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APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
9.4
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Visit Achieve Loans
APR: 6.99% - 25.29%
Borrow up to $100,000
Min. Credit Score: 660
Loan term: 24-84 mo.
Powered by Credible
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APR: 6.99% - 25.29%
Borrow up to $100,000
Min. Credit Score: 660
Loan term: 24-84 mo.
Powered by Credible
9.2
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Powered by Credible
APR: 5.99% - 35.99%
Borrow up to $200,000
Min. Credit Score: 630
Loan term: 36-60 mo.
Approval within minutes
Soft credit pull for pre-approval
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APR: 5.99% - 35.99%
Borrow up to $200,000
Min. Credit Score: 630
Loan term: 36-60 mo.
Approval within minutes
Soft credit pull for pre-approval
9.0
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Visit Best Egg
APR: 5.99% - 35.99%
Borrow up to $100,000
No Min. credit score
Loan term: 12-84 mo.
Doesn't impact credit score
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APR: 5.99% - 35.99%
Borrow up to $100,000
No Min. credit score
Loan term: 12-84 mo.
Doesn't impact credit score
8.8
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Visit Amone
APR: 5.99% - 35.99%
Borrow up to $40,000
Min. Credit Score: 300
.
Loan term: 2-180 mo.
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APR: 5.99% - 35.99%
Borrow up to $40,000
Min. Credit Score: 300
.
Loan term: 2-180 mo.
8.6
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Our Best Debt Consolidation Offer
Minimum Debt: $20,000
100% Free Consultation With Consolidation Specialists
Pay off your debt in 24-48 months
.
Reduce your eligible monthly payments by 40% or more
9.8
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1.
9.8/10
Read Full Review
APR: 6.99% - 35.99%
Borrow up to $50,000
Min. Credit Score: 350
Loan term: 12-144 mo.
A variety of other loan types
Simple, streamlined process
Visit Site
LendingTree
2.
9.5/10
Read Full Review
APR: 6.49% - 35.99%
Borrow up to $200,000
Min. Credit Score: 600
Loan term: 12-120 mo.
No early payment fees
Multiple options, one application
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Credible
3.
9.4/10
Read Full Review
APR: 6.74% - 15.00%
Borrow up to $300,000
Min. Credit Score: 640
Loan Term: 120-360 months
Get cash from your home with lower monthly payments
Lower rates than most personal loans
Visit Site
achieveheloc Review