Updated
10 Best Personal Loan Companies
Compare Rates & Terms For America's Top 10 Personal Loan Companies
Editor's Choice
- APR: 6.49% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 600
- Loan term: 12-120 mo.
- No early payment fees
- Multiple options, one application
9.8
- Unlock your home’s equity to pay off debt or fund major expenses
- Competitive fixed rates and flexible terms (10–30 years)
- Borrow up to $300,000 with fast approvals
- Minimum credit score 640+
9.5
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- 92% of Customers Find Savings in Minutes
- Low Rates: Quick Quote & Approval
- Over $200 Billion Funded, 23 Years in Business
9.4
Editor's Choice
- APR: 6.49% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 600
- Loan term: 12-120 mo.
- No early payment fees
- Multiple options, one application
- APR: 6.49% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 600
- Loan term: 12-120 mo.
- No early payment fees
- Multiple options, one application
Visit Credible
Only for homeowners
- Unlock your home’s equity to pay off debt or fund major expenses
- Competitive fixed rates and flexible terms (10–30 years)
- Borrow up to $300,000 with fast approvals
- Minimum credit score 640+
- Unlock your home’s equity to pay off debt or fund major expenses
- Competitive fixed rates and flexible terms (10–30 years)
- Borrow up to $300,000 with fast approvals
- Minimum credit score 640+
Visit Achieve Loans
Only For Homeowners
NMLS #1168
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- 92% of Customers Find Savings in Minutes
- Low Rates: Quick Quote & Approval
- Over $200 Billion Funded, 23 Years in Business
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- 92% of Customers Find Savings in Minutes
- Low Rates: Quick Quote & Approval
- Over $200 Billion Funded, 23 Years in Business
- APR: 6.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 350
- Loan term: 12-144 mo.
- A variety of other loan types
- Simple, streamlined process
- APR: 6.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 350
- Loan term: 12-144 mo.
- A variety of other loan types
- Simple, streamlined process
Visit LendingTree
- APR: 6.60% - 35.99%
- Borrow up to $50,000
- Min. credit score: 580
- Loan Term: 36-60 mo.
- Powered by Credible
- APR: 6.60% - 35.99%
- Borrow up to $50,000
- Min. credit score: 580
- Loan Term: 36-60 mo.
- Powered by Credible
Powered by Credible
- Consolidate debt with rates as low 8.99% APR
- Top-rated customer service
- Borrow up to $50k with a fixed-rate loan
- Flexible terms, no prepayment penalty
- Fast, easy application process
- Consolidate debt with rates as low 8.99% APR
- Top-rated customer service
- Borrow up to $50k with a fixed-rate loan
- Flexible terms, no prepayment penalty
- Fast, easy application process
Visit Achieve
- APR: 7.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 620
- Loan Term: 36-84 mo.
- Low Fixed Rates
- Powered by Credible
- APR: 7.99% - 35.99%
- Borrow up to $50,000
- Min. Credit Score: 620
- Loan Term: 36-84 mo.
- Low Fixed Rates
- Powered by Credible
Powered by Credible
- APR: 8.99% - 35.49%
- Borrow up to $100,000
- Min. Credit Score: 680
- Loan term: 24-84 mo.
- Soft credit check with pre-qualification
- Option to change your payment date
- APR: 8.99% - 35.49%
- Borrow up to $100,000
- Min. Credit Score: 680
- Loan term: 24-84 mo.
- Soft credit check with pre-qualification
- Option to change your payment date
Powered by Credible
- APR: 5.99% - 35.99%
- Borrow up to $100,000
- No Min. credit score
- Loan term: 12-84 mo.
- Doesn't impact credit score
- APR: 5.99% - 35.99%
- Borrow up to $100,000
- No Min. credit score
- Loan term: 12-84 mo.
- Doesn't impact credit score
Visit Amone
Great for homeowners
NMLS #2042345
- Great HELOC offers for 640+ credit score only
- Cash out your home equity up to $250K
- Approval in as fast as 15 minutes. Funds within 3 days
- . No Prepayment Fees. No Annual Fee
- Low fixed monthly payments
- Excellent 4.9 Trustpilot Rating, 3k+ reviews
- Great HELOC offers for 640+ credit score only
- Cash out your home equity up to $250K
- Approval in as fast as 15 minutes. Funds within 3 days
- . No Prepayment Fees. No Annual Fee
- Low fixed monthly payments
- Excellent 4.9 Trustpilot Rating, 3k+ reviews
- APR: 8.01% -29.99%
- Borrow up to $45,000
- Min. Credit Score: 660
- Loan term: 36-60 mo.
- APR: 8.01% -29.99%
- Borrow up to $45,000
- Min. Credit Score: 660
- Loan term: 36-60 mo.
Visit Rocket
- APR: 5.99% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 630
- Loan term: 36-60 mo.
- Approval within minutes
- Soft credit pull for pre-approval
- APR: 5.99% - 35.99%
- Borrow up to $200,000
- Min. Credit Score: 630
- Loan term: 36-60 mo.
- Approval within minutes
- Soft credit pull for pre-approval
Visit Best Egg
- APR: 5.99% - 35.99%
- Borrow up to $40,000
- Min. Credit Score: 300
- . Loan term: 2-180 mo.
- APR: 5.99% - 35.99%
- Borrow up to $40,000
- Min. Credit Score: 300
- . Loan term: 2-180 mo.
Are you a home owner?
Check out our best loan offers
- Home Equity Loans, HELOCs, 2nd mortgages, Cash Out
- 92% of Customers Find Savings in Minutes
- Low Rates: Quick Quote & Approval
- Over $200 Billion Funded, 23 Years in Business
9.9
- Great HELOC offers for 640+ credit score only
- Cash out your home equity up to $250K
- Approval in as fast as 15 minutes. Funds within 3 days
- . No Prepayment Fees. No Annual Fee
- Low fixed monthly payments
- Excellent 4.9 Trustpilot Rating, 3k+ reviews
9.7
- Rates as low as 6.52% APR
- Close in as fast as 3 days
- Upstart family of brands have helped 3M customers
- No annual fee, prepayment penalty, or fees to redraw
- No paperwork needed to apply
9.5